Sr. Business Systems Analyst

Work Location: Toronto, Ontario, Canada Hours: 37.5 Line of Business: Technology Solutions Pay Details: $81,600 - $115,200 CAD This role is eligible for a discretionary variable compensation award that considers business and individual performance. TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. Job Description: Department Overview Our Credit Platform line of business is responsible for delivering innovative, scalable, and customer-focused lending solutions that support the end-to-end credit lifecycle across TD. Our teams partner closely with Product Owners, Technology, Architecture, Quality Engineering, Operations, Risk, and Compliance to enable secure, efficient, and compliant credit origination and funding experiences for customers and colleagues. As a valued member of our team, you will help shape strategic lending capabilities, drive business and technology transformation, and contribute to products that have enterprise-wide impact. You will work alongside cross-functional Agile PODs to ensure business objectives are translated into high-quality solutions that deliver measurable value. Job Accountabilities - What You'll Do As a Senior Business Systems Analyst, you will be a key member of an Agile Product Delivery team, serving as the bridge between business stakeholders and technology teams. You will lead requirements analysis, solution definition, backlog readiness, dependency management, and delivery support activities to ensure successful outcomes across the product lifecycle. This role aligns with the BSA POD responsibilities covering intake, analysis, documentation, backlog management, delivery support, governance, and stakeholder collaboration. Drive Business & Solution Analysis Lead discovery sessions to understand business objectives, customer needs, regulatory requirements, and operational challenges. Perform end-to-end impact assessments and identify impacted systems, integrations, data flows, and external dependencies. Define functional requirements, business rules, process flows, API interactions, and solution scope. Document clear in-scope and out-of-scope requirements to support successful delivery. Shape Product Backlogs & Drive Delivery Readiness Partner with Product Owners to decompose initiatives and features into epics, user stories, and acceptance criteria. Create and maintain stories using BDD/Gherkin standards and ensure requirements are clear, complete, and testable. Facilitate backlog refinement sessions and support story estimation activities. Maintain end-to-end traceability between business objectives, requirements, stories, dependencies, and delivery outcomes. Enable Cross-Functional Delivery Collaborate closely with Product Owners, Developers, Architects, and Quality Engineers throughout the delivery lifecycle. Provide ongoing requirement clarification during sprint execution and support defect triage, solution validation, and scope management. Ensure stories meet Definition of Ready criteria before sprint commitment and support Definition of Done validation before closure. Manage Dependencies & Stakeholder Relationships Act as a key point of contact for business and technology stakeholders. Identify, track, and manage cross-team dependencies, risks, assumptions, and integration impacts. Facilitate collaboration across Product, Engineering, Operations, Risk, Compliance, and external partner teams. Escalate delivery risks and issues proactively to support informed decision-making. Support Governance & Continuous Improvement Ensure documentation, Jira artifacts, and governance records remain accurate and current. Maintain risk, dependency, and issue tracking artifacts. Identify opportunities to improve delivery practices, requirements quality, documentation standards, and team collaboration. Contribute to continuous improvement initiatives that enhance predictability, quality, and customer outcomes. Where You'll Work You’ll be expected to work Primarily onsite at a TD location for meetings, team events and experiences. The hiring manager will provide more information about how this works for their team. Job Requirements - What You Need to Succeed We're proud to work with a diverse team of colleagues. If you have relevant experience that isn't specifically listed below, we'd still like to hear from you. Required Undergraduate degree or equivalent practical experience. 5+ years of Business Systems Analysis experience within Banking, Financial Services, or related industries. Strong experience performing business system analysis, impact assessments, process analysis, and requirements documentation. Experience analyzing application codebases to understand system functionality, identify dependencies, and define technical requirements. Demonstrated experience creating user stories, acceptance criteria, process flows, and business/system requirements. Experience working in Agile delivery environments supporting backlog refinement, sprint planning, and iterative delivery. Strong stakeholder management, facilitation, communication, and relationship-building skills. Experience managing cross-functional dependencies and supporting end-to-end delivery across multiple teams. Experience with Jira, Confluence, API integration analysis, system interfaces, and requirements traceability. Preferred Experience in Lending, Funding, or related banking platforms. Hands-on experience using AI-powered tools such as GitHub Copilot and Microsoft 365 Copilot to accelerate code analysis, requirement gathering, impact assessments, and documentation. Knowledge of API-driven architectures, system integrations, and digital platform modernization initiatives. Knowledge of Mainframe capabilities, limitations, and best practices. Experience collaborating closely with Quality Engineering, Architecture, and Product Management teams. Familiarity with regulatory, risk, compliance, and governance requirements within financial services. Agile, Scrum, or SAFe certifications. Why Join Us? You will have the opportunity to work on strategically important lending and funding initiatives that impact millions of customers and colleagues. This role offers exposure to enterprise-scale products, modern technology platforms, cross-functional Agile teams, and transformational programs that are shaping the future of lending at TD. Who We Are: TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities. Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD