The role
From TD Bank's own posting.
Work Location:
Toronto, Ontario, Canada
Hours:
37.5
Line of Business:
Technology Solutions
Pay Details:
$81,600 - $115,200 CAD
This role is eligible for a discretionary variable compensation award that considers business and individual performance.
TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
Job Description:
Department Overview
TD Securities provides a wide range of capital market products and services to corporate, government and institutional clients who choose us for our knowledge and experience in six key areas of finance: Investment Banking, Debt Capital Markets, Institutional Equities, Private Equity, Precious Metals and Foreign Exchange & Money Market. Our services include the underwriting and distribution of new debt and equity issues, providing advice on strategic acquisitions and divestitures, and executing daily trading and investment needs.
With more than 6,500 professionals operating out of 40 cities across the globe, we help clients meet their needs today and prepare for tomorrow. Our services include underwriting and distributing new issues, providing trusted advice and industry-leading insight, extending access to global markets, and delivering integrated transaction banking solutions.
We are growth-oriented, people-focused, and community-minded. As a team, we work to deliver value for our clients every day.
About This Role
We are looking for a Senior Business Systems Analyst to support the delivery and evolution of Credit Risk Systems used by TD Securities. You will translate complex business, risk, data, and technology needs into clear solution requirements and work closely with business and technology partners throughout the delivery lifecycle, from discovery and impact assessment through testing, implementation, and production adoption.
Meaningful work is fueled by meaningful performance and career development conversations with your manager. The main responsibilities are:
Business Analysis and Delivery
Elicit, analyze, validate, and manage detailed business, data, system, control, and non-functional requirements in alignment with standards and frameworks
Assess current-state processes and system capabilities, identify impacts and dependencies, and recommend practical target-state solution options with business and technology partners
Translate business outcomes into functional specifications, process models, use cases, acceptance criteria, data mappings, and implementation requirements
Contribute to planning, estimation, prioritization, solution design, testing, implementation, and post-release validation
Prepare analysis, reporting, options, and presentation materials to support timely stakeholder and management decisions
Identify opportunities to reduce complexity, manual effort, and operational risk while improving delivery effectiveness
Credit Risk Change and Strategic Initiatives
Support Credit Risk initiatives involving counterparty exposure, stress testing, model implementation, risk reporting, product onboarding, and market data or curve changes
Support onboarding of new businesses, products, counterparties, and data sources into Credit Risk platforms, including impact assessment and operational readiness
Support strategic migrations, application rationalization, legacy platform retirement, and adoption of target-state processes and technology
Data Analysis, Governance, and Controls
Perform data profiling, reconciliation, lineage tracing, source-to-report analysis, and root-cause investigation across large and complex datasets
Define data quality rules, controls, evidence, and remediation requirements in partnership with business, risk, and technology stakeholders
Support the data governance and quality roadmap by assessing scope, dependencies, implementation effort, and delivery risks
Testing and Production Readiness
Develop and execute test plans across development, system, integration, and user acceptance testing stages, including traceability, defect analysis, and implementation validation
Coordinate production readiness, operational procedures, release validation, and issue investigation for business-critical Credit Risk processes
Partner with Engineering and Production Support teams to investigate complex issues and ensure sustainable solutions
Stakeholder and Team Leadership
Build alignment across Front Office, Risk Management, Product Control, Operations, Model Development, Architecture, Engineering, and Support teams
Communicate complex business, risk, data, and technology concepts clearly to technical and non-technical audiences
Provide guidance to analysts, promote consistent BSA practices, and contribute to portfolio planning and continuous improvement
Prioritize and manage workload independently to deliver high-quality results within committed timelines.
Job Requirements:
What can you bring to TD? Share your credentials, but your relevant experience and knowledge can be just as likely to get our attention. It helps if you have:
8+ years of relevant experience in business systems analysis, product analysis, risk analysis, or technology delivery within Capital Markets, Risk Management, or Financial Services
Strong knowledge of counterparty credit risk concepts and measures, including potential future exposure and valuation adjustment measures
Strong understanding of linear and non-linear interest rate and credit derivatives, Fixed Income, Foreign Exchange, and Cash products
Demonstrated experience producing high-quality business, data, functional, and non-functional requirements, process models, use cases, acceptance criteria, and implementation artefacts
Advanced analytical and problem-solving skills, including hands-on SQL, data profiling, reconciliation, root-cause analysis, and investigation of complex data flows
Experience supporting testing across development, system, integration, and user acceptance stages, including test planning, defect analysis, traceability, and implementation validation
Knowledge of the software delivery lifecycle, release management, production readiness, operational controls, and change governance
Proven ability to manage competing priorities, work independently, and influence stakeholders without direct authority
Excellent written and verbal communication skills, with the ability to present complex concepts to technical, business, and executive audiences
Experience with enterprise Credit Risk, counterparty exposure, stress testing, XVA, or regulatory risk reporting platforms is preferred
Experience with applications such as Calypso, Bloomberg, trade booking platforms, market data, and downstream risk or reporting systems is an asset
Experience with APIs, file-based integrations, Linux or Unix environments, and modern data platforms is an asset
Experience supporting business onboarding, model or parameter releases, data governance, platform migration, application decommissioning, or cloud adoption is an asset
Experience working in Agile or product-led delivery models using tools such as JIRA and Confluence is an asset
Qualifications:
Required: Bachelor's degree in Computer Science, Engineering, Mathematics, Accounting, Finance, or a related discipline, or equivalent professional experience
Additional Information:
Join in on what others in TD Technology Solutions are doing:
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