The role
From TD Bank's own posting.
Work Location :
New York, New York, United States of America
Hours:
40
Line of Business:
Technology Solutions
Pay Detail:
$160,000.00 - $300,000.00 USD
TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
Job Description:
Position Overview
We are seeking a highly experienced Full Stack Architect specializing in digital assets and tokenization to lead enterprise architecture, solution strategy, and governance for blockchain-enabled platforms.
In this strategic role, you will bridge traditional financial infrastructure and decentralized systems by defining target-state architectures for tokenization platforms supporting real-world assets, digital securities, utility tokens, and institutional custody workflows.
You will provide architectural direction across backend services, decentralized application experiences, smart contract ecosystems, public EVM and Layer 2 networks, enterprise permissioned chains, and managed Blockchain-as-a-Service platforms.
Key Responsibilities
Architecture and Platform Design
Define scalable, end-to-end tokenization architectures that align user experiences, middleware services, indexers, custody capabilities, and smart contract ecosystems.
Provide solution direction for enterprise-grade blockchain nodes and Blockchain-as-a-Service environments, including Hyperledger Besu, Quorum, Corda, Kaleido, and Blockdaemon, to support compliant, privacy-preserving network topologies.
Own critical architectural decisions by authoring and championing Architectural Decision Records, driving stakeholder reviews, and guiding decisions through formal architecture governance channels.
Design, communicate, and socialize end-to-end target-state architectures, solution blueprints, and strategic technology roadmaps.
Create consensus across cross-functional leadership and engineering teams, proactively navigating competing priorities to resolve complex or controversial technical decisions.
Elevate team capability by mentoring developers and architects, fostering continuous technical growth, and supporting succession planning.
Partner with engineering leaders throughout the delivery lifecycle to ensure implementations remain aligned with approved target-state architectures.
Tokenization and Smart Contract Engineering
Set architectural direction for tokenized real-world assets, debt, equities, funds, and stablecoins using standards such as ERC-20, ERC-721, ERC-1155, ERC-3643/T-REX, and ERC-1400.
Define governance expectations for smart contract testing, formal verification, and upgradeability patterns, including ERC-2535 Diamond Standard and proxy contracts.
Oversee protocol security audit strategy with third-party security firms and ensure remediation plans are incorporated into release governance.
Full Stack Technical Leadership
Define architectural standards for React and Next.js frontends that interact with Web3 libraries such as Ethers.js, Viem, and Wagmi.
Guide architectural patterns for scalable backend services in Node.js, Go, or Rust, with emphasis on reliability, maintainability, and production readiness.
Custody, Key Management, and Institutional UX
Shape enterprise integration strategy for MPC wallet infrastructure providers such as DFNS, Fireblocks, BitGo, Turnkey, and Anchorage, as well as Hardware Security Modules for transaction signing and treasury management.
Define user experience architecture for account abstraction, including ERC-4337, social logins, and gasless transaction relayers such as Biconomy and Gelato, to support seamless institutional onboarding.
Regulatory and Compliance Technology
Establish architectural requirements for on-chain and off-chain identity management, including KYC/AML accreditation rules, transfer restriction engines, and transaction monitoring tools such as Chainalysis and Elliptic.
Ensure solution designs support regulatory compliance, auditability, and operational controls across tokenized asset workflows.
Required Experience
Experience leading architecture for production-grade Web3 or digital asset applications.
Proven track record guiding live tokenization platforms, real-world asset solutions, or institutional crypto custody systems from concept through production governance.
Strong architectural understanding of enterprise EVM nodes, such as Hyperledger Besu, and blockchain infrastructure platforms such as Kaleido or Blockdaemon.
Experience defining integration approaches for programmatic MPC wallet infrastructure, e.g. DFNS, Fireblocks, or Turnkey.
Deep understanding of smart contract security risks, audit governance, and gas optimization tradeoffs.
Preferred Qualifications
Hands-on experience with Zero-Knowledge proofs, including zk-SNARKs and zk-STARKs, for privacy-preserving asset transactions.
Hands-on experience deploying a tokenization solution for real-world assets, digital securities, funds, stablecoins, or institutional digital asset workflows.
Familiarity with institutional settlement systems, including FIX protocol, Swift, and ISO 20022 messaging.
Hands-on open-source contributions to major Web3 frameworks, Ethereum Improvement Proposals, or tokenization standards.
Certifications in AWS or GCP cloud architecture, blockchain security, or related disciplines.
The Full Stack Architect designs, describes, and manages solution engineering in relation to capabilities of assigned Journeys and Platforms through the end-to-end lifecycle (i.e., frontend, backend, database and debugging of applications or sites).
This role also uses knowledge of business acumen and technical expertise to play a lead role in shaping the technical vision to create complex distributed solutions, technical designs, and integrations.
Depth & Scope:
Seasoned individual contributor role with expert knowledge of specific enterprise and/or functional domain(s) and a demonstrated track record working with a broad range of architecture frameworks, technology, tools, processes and procedures
Exceptional collaboration, communication and client-facing skills
Big-picture thinker, with ability to anticipate architectural gaps and identify emerging trends through both advanced business acumen and highly specialized technical knowledge of TD and its applications, programming languages, industry best practices, Bank standards, infrastructure and architectural design / solutions
Architect assigned to work autonomously on high profile, complex and/or high-risk technology projects with significant impact to the organization
Education & Experience:
Undergraduate degree or Technical Certificate (Graduate degree preferred)
10+ years relevant experience developing a variety of platforms
Experience with Continuous Integration, Continuous Delivery, Pair programming and / or Test-Driven Development is an asset (i.e., ability to author Unit, Integration and Functional Tests)
Demonstrated experience with leading technical tools integration in a complex environment
Customer Accountabilities:
Applies a multi-disciplined expertise with database, application, client tiers, layering of software, build, test and deploy strategies in order to create the overall design of software (including applications, infrastructure, middleware) and guide how the sub-components are developed by different teams
Elevates focus on applications and data as differentiators for the customer experience, anchored in